Sunrise credit services how to#

The first 3 ways are do-it-yourself and require quite a bit of time and commitment. There are 4 primary ways to go about removing a debt collection.

Sunrise credit services how to#

How to Remove Sunrise Credit Services From Your Credit Report Let’s get into the specific methods you can use in order to remove Sunrise Credit Services from your credit report. If you have received a call or letter from Sunrise Credit Services where they have demanded payment, it’s generally best to hold off on paying until you have a solid game plan.įor example, before you pay off a collection agency it’s a good idea to try and negotiate not only a lower price, but also removal of the collection account from your credit report. These complaints claim Sunrise Credit uses harassment as a collection tactic. While Sunrise Credit Service is a legitimate debt collector, they are not accredited with the Better Business Bureau, and have hundreds of complaints with both the Better Business Bureau and the Consumer Financial Protection Bureau. Here are some of the types of debts Sunrise Credit Services collects: This means that they generally purchase debts from other companies for less than the balance and then attempt to collect the entire amount. Sunrise Credit Services are considered a late stage debt collector. Their parent company Sunrise Family of Companies includes several other companies such as Sunrise Capital Management.

Sunrise Credit Services is collection agency based out of Farmingdale, New York.

Will Sunrise Credit Services Sue Me or Garnish My Wages?.How To Stop Debt Collectors From Calling.Should I Contact Sunrise Credit Services?.How to Remove Sunrise Credit Services From Your Credit Report.If you file a claim against Sunrise Credit Services, or any other third-party collection agency, you may not be entitled to any compensation. *Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. *Case taken from PACER ( File number is 2:15-cv-11005-AC-MJH from United States District Court, Eastern District of Michigan No matter how much they want your money, debt collectors must obey the law when trying to collect it, or risk owing you instead. If they leave messages that fail to identify themselves or their company and threaten physical violence if you don’t pay, hire a consumer attorney.īullying and deception as debt collection tools are illegal under the FDCPA, and you could potentially receive $1,000 per FDCPA violation as well as attorney’s fees, court costs, and any actual damages If you see either one on your caller ID, it means that a debt collector may be looking for you. The phone numbers for Sunrise Credit Services are 1-80 and 1-80. Failing to identify itself as a debt collector in voice messages.The consumer later claimed that five days later, on or about October 22, the collector left a voice message implying that he would be at the consumer’s home later that day to break the consumer’s jaw and legs.Īlarmed, the consumer hired an attorney and filed a lawsuit accusing Sunrise Credit Services of violating the FDCPA in the following ways: On or about October 17, 2014, a Michigan consumer allegedly received a call from a Sunrise Credit Services collector.ĭuring that phone conversation, the collector allegedly failed to disclose that he was a debt collector seeking to settle a debt. Alleged Violations against Sunrise Credit Services Records archived at the PACER (Public Access to Court Electronic Records) website confirm that the agency has been accused of disregarding consumer rights during certain debt collection activities.

It was established in 1975, has 250-499 employees, and is managed by CEO Diane Doane. Sunrise Credit Services is a collection agency located in Farmingdale, New York. Demanding amounts not supported by the law or the original creditor agreement.Telling someone that they will be arrested or lose their home if they don’t pay.Telling the person’s friends, neighbors, and co-workers that they owe money.Calling someone at work if they know that the employer does not permit such calls.This means that actions like those below are illegal and can result in heavy fines: Under the Fair Debt Collection Practices Act (FDCPA), third-party debt collectors have to refrain from unethical and unprofessional conduct when trying to collect a debt from consumers. If this happens to you, the law is on your side. Most collection agencies are paid according to what they succeed in collecting, so they have a tendency of crossing the line between persistence and abuse. In addition, debt collectors can be pushy and insulting when trying to collect money. In most instances they demand amounts that you can’t afford to pay. Getting calls and letters from debt collectors is a stressful experience. Is Sunrise Credit Services calling you? Protect your rights!